Our Executive Management team has decades of hands-on experience in title data technology. We understand your title data needs because we’ve encountered those challenges, too. RDC will provide a custom solution for your specific needs. Below you will find examples of some of the title solutions available:
Current Owner or Ownership & Encumbrance Report (O&E Reports):
Comprised of a Deed Search, Mortgage and Assignment Search, Judgment/Lien (Name) Search and Tax Search (taxes may not be available in all counties). This solution is designed to provide information from the last “good deed” conveyance forward. A copy of the deed is included with the report. Copies of all pertinent documents (e.g. mortgages) are available upon request. The O&E search is not to be construed with a Guarantee of Title, Title Commitment or Title Insurance Policy.
Two Owner Report:
This product is similar to the Current Owner Report but, it includes an additional conveyance deed setting forth the prior owner(s). The Two Owner Search is not to be construed with a Guarantee of Title, Title Commitment or Title Insurance Policy.
Deed Reports include type of deed, party(ies) to whom title is vested , party(ies) from whom the property was granted, when the deed was recorded, book and page numbers and legal description. A copy of the current deed is included with the report.
Mortgage information shows all open mortgages that encumber property and include: mortgage amount (if open ended, the amount is open to), when mortgage was dated and recorded, recorded book and page numbers, lender, borrower and who the mortgage is currently assigned to. Mortgages are listed in priority order. In addition, information related to open mortgages (e.g. agreements, etc.) are listed on the report. Copies of mortgages, assignments, modifications, etc. are not included with the report.
Default/REO Search Packages:
A comprehensive search of all property records (deeds, mortgages, judgments, taxes, CC&R’s, easements, etc.) for a period of time prescribed by our partners (e.g. 2 owner, 3 owner) or a statutory search depending upon the state in which the subject property is situate. Search packages typically include copies of pertinent pages of all documents.